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SSAS Services

We are one of the UK’s largest independent SSAS providers. Our SSAS is designed to support the diverse needs of business owners and families.

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Our dedicated property team are experts in dealing with property acquisitions via a pension scheme and in holding property within a scheme. They oversee an extensive portfolio of properties.

Embark Property

A Small Self-Administered Scheme (SSAS) is a scheme with full investment flexibility and additional benefits for business owners. It is usually for 11 or fewer members and usually established by company directors, partners or the self-employed, for themselves and their key employees.

We support entrepreneurs, business owners and families with similar long-term investment objectives who are looking for investment flexibility, with access to a full range of asset classes and a loan facility, all within a tax efficient structure.

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All Members are trustees and jointly control the investments held. We also offer a Defined Benefit SSAS.

In addition to our Small-Self Administered Scheme (SSAS) we offer a range of additional scheme services backed by our technical expertise and focus on product innovation.

Please note this site is primarily for use by Advisers and customers in conjunction with their Adviser. The information and opinions provided are for guidance only and are not intended as investment advice. We recommended that you seek advice from a recognised investment professional before making any decision to invest in one of our products.

Additional scheme services


Technical support and actuarial services (via Embark Actuarial), the preparation of scheme documentation and administration.​

SSAS Practitioner Services


We can assist with pension related accountancy queries from trustees of schemes not administered by us.

Accountancy services


Our group company, Embark Actuarial, offers commercially aware understandable solutions for scheme trustees.

Embark Actuarial

Self Invested Personal Pensions

Please note Rowanmoor SSAS does not provide Self Invested Personal Pensions.  All new SIPP applications for the Embark Group are processed through a group company, Embark Pensions (a trading name for EBS Pensions Limited). Both Rowanmoor and Embark Pensions are part of the Embark Group.

If you have an existing Rowanmoor SIPP, please go to the Rowanmoor website. To set up a new SIPP, please visit the Embark Pensions website.

Alternatively, please contact the sales representative for your area.

About Embark Group

Embark Group is a fast growing, diversified, financial services business and one of the largest full-scale retirement solutions providers in the UK. We operate successfully in both the advised and institutional areas of the retirement market and power some of the UK’s largest retail financial services businesses. You can find out more information at the Embark Group website or download our Group Due Diligence guide.


Assets under admin


Individual clients


Individual accounts


Locations nationwide

*All figures as at October 2021.

I have been using Rowanmoor for SSAS related work for several years. The local support I have received from my account manager, Alan, has been absolutely first class. He is extremely knowledgeable and has helped me no end with several fairly complex cases. The level of support we have received from the SSAS Administration team has been really good as well. Overall I rate Rowanmoor as an organisation and feel that they have some excellent solutions in the SIPP / SSAS space.

  • James Marchant, Director, Sovereign IFA.

We have used the Rowanmoor SSAS proposition for a number of my clients. The product solutions and features are innovative and market leading; and fitted my clients requirements perfectly. The support from Alan and the support team makes the technically difficult, on boarding and ongoing support best in class, and helps me add value to my client relationships.

  • Neal Pritchard, WPS Wealth, South Wales